Throughout our lives, we have all heard the same thing hundreds of times, "You just have to think positive." Unfortunately, just thinking positive isn't going to bring home the trophy. I'm sure the optimist in all of us has made us buy in to this theory of "Just think positive" far too many times to only end up disappointed. You want to go on vacation by the end of the year, but that would require saving up some extra cash over the next few months. But you want this vacation so much, you need this vacation so badly,you are willing to make some sacrifices and come up with some extra ways to save the cash. As you begin to try and figure out exactly how you are going to save up this money, you remember those wise words, "You just have to think positive." That's it you think! It seems to work for everyone else, so you think "why not, I'll give it a shot!" So you run around the next few months thinking to yourself, no matter what happens, I know I can do it. I know I can save the money. I know I will have enough money to go on the trip. And, as it always does, the time flies by and before you know it, it's time to start packing for your trip that you don't have the money to take...read more...